A pharmacist's story
I purchased my disability insurance right after graduating pharmacy school. It seemed prudent given the lower cost based on my age and the unknown about long term career opportunities; I thought it best to have my own plan.
Shortly after graduation, I got a job with benefits and expected it to be the position I would hold for the remainder of my career. I was debating canceling my policy to avoid paying premiums on two plans, as we were trying to save money while starting our family.
After speaking with Marie I decided to keep my private plan, but make some adjustments so it would be more affordable while still offering financial security in case I ever needed it. I really did not think I would need to use it. I was in good health and had a relatively healthy family history.
Six months later, complications during my pregnancy led to being off work early on disability. I contacted Marie and she helped immensely with my application to the insurance company and was very supportive. The extra financial support because of my private insurance made a huge difference. I never thought I would need to make a claim and I continue to be grateful that six months earlier Marie talked me out of canceling my plan. It has been truly invaluable and I would recommend fully to other professionals.